Posterous theme by Cory Watilo

More Small Businesses Offering Health Care To Employees Thanks To Obamacare - Rick Ungar - The Policy Page - Forbes

The first statistics are coming in and, to the surprise of a great many, Obamacare might just be working to bring health care to working Americans precisely as promised.

The major health insurance companies around the country are reporting a significant increase in small businesses offering health care benefits to their employees.

Why?

Because the tax cut created in the new health care reform law providing small businesses with an incentive to give health benefits to employees is working.

We certainly did not expect to see this in this economy,” said Gary Claxton, who oversees an annual survey of employer health plans for the nonprofit Kaiser Family Foundation. “It’s surprising.”

Via Los Angeles Times

How significant is the impact? While we won’t have full national numbers until small businesses file their 2010 tax returns this April, the anecdotal evidence is as meaningful as it is unexpected.

United Health Group, Inc., the nation’s largest health insurer, added 75,000 new customers working in businesses with fewer than 50 employees.

Coventry Health Care, Inc., a large provider of health insurance to small businesses, added 115,000 new workers in 2010 representing an 8% jump.

Blue Cross Blue Shield of Kansas City, the largest health insurer in the Kansas City, Mo. area, reports an astounding 58% increase in the number of small businesses purchasing coverage in their area since April, 2010-one month after the health care reform legislation became law.

One of the biggest problems in the small-group market is affordability,” said Ron Rowe, who oversees small-group sales for the Kansas City operation for Blue Cross Blue Shied. “We looked at the tax credit and said, ‘this is perfect.”

Rowe went on to say that 38% of the businesses it is signing up had not offered health benefits before.

Whatever your particular ideology, there is simply no denying that these statistics are incredibly heartening. However, for those of you who cannot get past your opposition, even for a moment of universal good news, let’s break it down.

The primary, most enduring complaint of the opponents of the ACA has been that the law is deathly bad for small business.

Apparently, small businesses, and their employees, do not agree.

The next argument has been that the PPACA is a job killer.

If these small businesses found the new law to be so onerous, why have so many of them voluntarily taken advantage of the benefits provided in the law to give their employees these benefits? They were not mandated to do so. And to the extent that the coming mandate obligations might figure into their thinking, would you not imagine they would wait until 2014 to make a move as the rules do not go into effect until that time?

Of course, there is the nagging banter as to how Obamacare is leading us down the road to socialism.

Let it go, folks.

Private market insurance companies are experiencing significant growth because of a tax break provided by the PPACA. I may have missed the day this was discussed in economics class, but I’m pretty sure this is not a socialistic result of federal legislation.

When data like this appears, we have the opportunity to really find out who is talking smack for political benefit and who actually cares about getting affordable and available health care to America’s workers. Certainly, there will be elements of the new law that will not work out exactly as planned. That’s simply reality when it comes to any new piece of landmark legislation. But if you cannot celebrate what appears to be an important early success, you really should give some thought as to where your true interests and intents lie.

If you’re all about beating up on President Obama, you can conveniently forget this bit of data as if it never really happened. However, if your interest is to make health care available to more Americans, this should be a happy day for you – no matter what your ideological beliefs.

Oil Flow Is Stemmed, but Could Resume, Official Says

Admiral Allen, who spoke on ABC’s Good Morning America show, said the biggest challenge will be to sustain the ambitious effort to plug the oil leak by pumping heavy drilling liquids to counteract the pressure of the gushing oil. The latest effort at plugging the well was restarted Thursday night after a day of fits and starts. BP officials, who along with government officials created the impression early on Thursday that the strategy was working, disclosed later that they had stopped pumping the night before when engineers saw that too much of the drilling fluid was escaping along with the oil.

It was the latest setback in the effort to shut off the leaking oil, which federal officials said was pouring into the gulf at a far higher rate than original estimates suggested.

If the new estimates are accurate, the spill would be far bigger than the Exxon Valdez disaster in 1989.

With President Obama planning to visit the gulf on Friday, Tony Hayward, BP’s chief executive, said on Good Morning America that efforts to plug the well were "going pretty well according to plan." He said the plans were to pump more mud into the well again later today.

Mr. Obama said Thursday at a news conference in Washington that he was angry and frustrated about the catastrophe, and he shouldered much of the responsibility for the continuing crisis.

“Those who think we were either slow on the response or lacked urgency, don’t know the facts,” Mr. Obama said. “This has been our highest priority.”

But he also blamed BP, which owns the stricken well, and the Bush administration, which he said had fostered a “cozy and sometimes corrupt” relationship between oil companies and regulators at the Minerals Management Service. Earlier in the day, the chief of the Minerals Management Service for the past 11 months, S. Elizabeth Birnbaum, resigned, less than a week after her boss, Interior Secretary Ken Salazar, announced a broad restructuring of the office.

“I’m hopeful that the reforms that the secretary and the administration are undertaking will resolve the flaws in the current system that I inherited,” she said in a statement.

Also on Thursday, Mr. Obama ordered a suspension of virtually all current and new offshore oil drilling activity pending a comprehensive safety review, acknowledging that oversight until now had been seriously deficient.

Mr. Obama’s trip today to inspect the efforts in Louisiana to stop the leak and clean up after it, will be his second trip to the region since the explosion of the Deepwater Horizon rig on April 20. He will also visit with people affected by the spreading slick that has washed ashore over scores of miles of beaches and wetlands.

Even as Mr. Obama acknowledged that his efforts to improve regulation of offshore drilling had fallen short, he said that oil and gas from beneath the gulf, now about 30 percent of total domestic production, would be a part of the nation’s energy supply for years to come.

“It has to be part of an overall energy strategy,” Mr. Obama said. “I mean, we’re still years off and some technological breakthroughs away from being able to operate on purely a clean-energy grid. During that time, we’re going to be using oil. And to the extent that we’re using oil, it makes sense for us to develop our oil and natural gas resources here in the United States and not simply rely on imports.”

In the top kill maneuver, a 30,000-horsepower engine aboard a ship injected heavy drill liquids through two narrow flow lines into the stack of pipes and other equipment above the well to push the escaping oil and gas back down below the sea floor.

As hour after hour passed after the top kill began early Wednesday afternoon, technicians along with millions of television and Internet viewers watched live video images showing that the dark oil escaping into the gulf waters was giving way to a mud-colored plume.

That seemed to be an indication that the heavy liquids known as “drilling mud” were filling the chambers of the blowout preventer, replacing the escaping oil.

In the morning, federal officials expressed optimism that all was going well. “The top kill procedure is going as planned, and it is moving along as everyone had hoped,”Admiral Allen told CNN.

And Robert Dudley, BP’s managing director, said on the “Today” program on NBC that the top kill “was moving the way we want it to.”

It was not until late afternoon that BP acknowledged that the operation was not succeeding and that pumping had halted at 11 p.m. Wednesday.

After the resumption, Doug Suttles, BP’s chief operating officer for exploration and production, struggled to offer guidance on whether the latest effort was likely to succeed.

“It’s quite a roller-coaster,” Mr. Suttles said. “It’s difficult to be optimistic or pessimistic. We have not stopped the flow.”

Robbie Brown contributed reporting from Kenner, La.; Campbell Robertson from Venice, La.; and John Collins Rudolph from Fourchon, La.

"Kill Your Facebook Page" Backlash Gains Speed - PCWorld


In IT Blogwatch, bloggers fight for the right to privacy and portability. Your humble blogwatcher selected these bloggy morsels for your enjoyment. Not to mention demonic 'peareidolia'...

Jason Calacanis has an excoriating poker metaphor :
Over the past month, Mark Zuckerberg, the hottest new card player in town, has overplayed his hand. Facebook is officially ... uncool, amongst partners, parents and pundits. ... Zuckerberg and his company are–simply put–not trustworthy. [He is] an amoral, Asperger’s-like entrepreneur ... clearly the worst thing that’s happened to our industry since, well, spam.The entire industry went from rooting for Zuckerberg to hating him ... in under 18 months. Peter Rojas and Matt Cutts have turned off their Facebook pages, and more intelligent people everywhere are talking about doing so. More.


Krishnan Subramanian likens Facebook to Sarah Palin :

I strongly feel that Facebook has gone rogue. ... Many pundits are upset that Facebook treats users' privacy with complete disdain. ... I have added ... value to the Facebook platform from my participation. ... Asking me to leave if I don't like their newly introduced terms is not reasonable. ... Facebook doesn't support complete data portability. ... Asking me to leave my data behind and go elsewhere now is no different from someone who ... asks me to leave my wallet. More.


Eric Eldon [Inside Facebook] digs into the changes and criticisms in more detail:

Fairly or not, critics are advocating for ... restrictions on how Facebook handles user privacy ... even recommending that users leave the site. ... There could still be a tipping point, where the build-up of issues finally convinces people to leave en masse. ... The changes ... are misleading to the portion of users who have filled out their interests assuming everything would stay private. ... Facebook ... [does] not clearly explain to users how the features can be used. ... "Like" has more than one meaning. ... Facebook is clearly sharing some data without user permission. And ... has made the process for opting out more complicated. ... Facebook's changes have made some information open that users likely assumed would stay private. More.

Facebook's Elliot Schrage, VP for public policy , says they're all "confused":

Nobody at Facebook wants to make our users' lives more difficult. We want to make our users' lives better. ... Despite our efforts, we are not doing a good enough job communicating the changes that we're making. ... But it's certainly fixable. ... We will soon ramp up our efforts to provide better guidance to those confused about how to control sharing and maintain privacy. ... My biggest concern ... has been the incorrect perception that we don't care about user privacy. ... If Facebook is going to succeed - and we will - it's ... because we'll do the best job of responding to your questions and concerns. More.

But Xeni Jardin [Boing Boing] calls the response "lametastically lame" :

[It] has about as much teeth as a chicken. ... What was published today feels like a big [masturbation] ... and no real answers for anyone. Pathetic. Why was there no attempt ... to poke at ... this guy's wiggle-words?

Facebook's bottom line seems to be: "If you're using our service to share intimate details of your life with friends and family, you'll take whatever we give you, and we'll change that whenever we want without warning." More.


Instead, Maxwell Salzberg offers the open source Diaspora project :

[Facebook] could be almost entirely replaced by a decentralized network of truly personal websites. ... Diaspora aims to be a distributed network, where totally separate computers connect to each other directly, will let us connect without surrendering our privacy. ... Owned by you, hosted by you, or on a rented server. ... Will aggregate all of your information: your facebook profile, tweets, anything. ... [With] an easily extendable plugin framework. ... Decentralizing lets us reconstruct our "social graphs" so that they belong to us. Our real social lives do not have central managers, and our virtual lives do not need them. ... Direct and secure. ... We are currently raising money. ... We would love your help. More.


And Harry McCracken [Technologizer] is the king of the one-sentence summary :

Facebook has a history of asking for forgiveness rather than permission, and now says the default for everything is "social"-so the best way to keep things private is to keep them off the service, period. More.

 

Facebook’s Gone Rogue; It’s Time for an Open Alternative | Epicenter 

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Facebook has gone rogue, drunk on founder Mark Zuckerberg’s dreams of world domination. It’s time the rest of the web ecosystem recognizes this and works to replace it with something open and distributed.

Facebook used to be a place to share photos and thoughts with friends and family and maybe play a few stupid games that let you pretend you were a mafia don or a homesteader. It became a very useful way to connect with your friends, long-lost friends and family members. Even if you didn’t really want to keep up with them.

Soon everybody — including your uncle Louie and that guy you hated from your last job — had a profile.

And Facebook realized it owned the network.

Then Facebook decided to turn “your” profile page into your identity online — figuring, rightly, that there’s money and power in being the place where people define themselves. But to do that, the folks at Facebook had to make sure that the information you give it was public.

So in December, with the help of newly hired Beltway privacy experts, it reneged on its privacy promises and made much of your profile information public by default. That includes the city that you live in, your name, your photo, the names of your friends and the causes you’ve signed onto.

This spring Facebook took that even further. All the items you list as things you like must become public and linked to public profile pages. If you don’t want them linked and made public, then you don’t get them — though Facebook nicely hangs onto them in its database in order to let advertisers target you.

This includes your music preferences, employment information, reading preferences, schools, etc. All the things that make up your profile. They all must be public — and linked to public pages for each of those bits of info — or you don’t get them at all. That’s hardly a choice, and the whole system is maddeningly complex.

Simultaneously, the company began shipping your profile information off pre-emptively to Yelp, Pandora and Microsoft — so that if you show up there while already logged into Facebook, the sites can “personalize” your experience when you show up. You can try to opt out after the fact, but you’ll need a master’s in Facebook bureaucracy to stop it permanently.

Care to write a status update to your friends? Facebook sets the default for those messages to be published to the entire internet through direct funnels to the net’s top search engines. You can use a dropdown field to restrict your publishing, but it’s seemingly too hard for Facebook to actually remember that’s what you do. (Google Buzz, for all the criticism it has taken, remembers your setting from your last post and uses that as the new default.)

Now, say you you write a public update, saying, “My boss had a crazy great idea for a new product!” Now, you might not know it, but there is a Facebook page for “My Crazy Boss” and because your post had all the right words, your post now shows up on that page. Include the words “FBI” or “CIA,” and you show up on the FBI or CIA page.

Then there’s the new Facebook “Like” button littering the internet. It’s a great idea, in theory — but it’s completely tied to your Facebook account, and you have no control over how it is used. (No, you can’t like something and not have it be totally public.)

Then there’s Facebook’s campaign against outside services. There was the Web 2.0 suicide machine that let you delete your profile by giving it your password. Facebook shut it down.

Another company has an application that will collect all your updates from services around the web into a central portal — including from Facebook — after you give the site your password to log in to Facebook. Facebook is suing the company and alleging it is breaking criminal law by not complying with its terms of service.

No wonder 14 privacy groups filed a unfair-trade complaint with the FTC against Facebook on Wednesday.

Mathew Ingram at GigaOm wrote a post entitled “The Relationship Between Facebook and Privacy: It’s Really Complicated.”

No, that’s just wrong. The relationship is simple: Facebook thinks that your notions of privacy — meaning your ability to control information about yourself — are just plain old-fashioned. Head honcho Zuckerberg told a live audience in January that Facebook is simply responding to changes in privacy mores, not changing them — a convenient, but frankly untrue, statement.

In Facebook’s view, everything (save perhaps your e-mail address) should be public. Funny too about that e-mail address, for Facebook would prefer you to use its e-mail–like system that censors the messages sent between users.

Ingram goes onto say, “And perhaps Facebook doesn’t make it as clear as it could what is involved, or how to fine-tune its privacy controls — but at the same time, some of the onus for doing these things has to fall to users.”

What? How can it fall to users when most of the choices don’t’ actually exist? I’d like to make my friend list private. Cannot.

I’d like to have my profile visible only to my friends, not my boss. Cannot.

I’d like to support an anti-abortion group without my mother or the world knowing. Cannot.

Setting up a decent system for controlling your privacy on a web service shouldn’t be hard. And if multiple blogs are writing posts explaining how to use your privacy system, you can take that as a sign you aren’t treating your users with respect, It means you are coercing them into choices they don’t want using design principles. That’s creepy.

Facebook could start with a very simple page of choices: I’m a private person, I like sharing some things, I like living my life in public. Each of those would have different settings for the myriad of choices, and all of those users could then later dive into the control panel to tweak their choices. That would be respectful design - but Facebook isn’t about respect — it’s about re-configuring the world’s notion of what’s public and private.

So what that you might be a teenager and don’t get that college-admissions offices will use your e-mail address to find possibly embarrassing information about you. Just because Facebook got to be the world’s platform for identity by promising you privacy and then later ripping it out from under you, that’s your problem. At least, according to the bevy of privacy hired guns the company brought in at high salaries to provide cover for its shenanigans.

Clearly Facebook has taught us some lessons. We want easier ways to share photos, links and short updates with friends, family, co-workers and even, sometimes, the world.

But that doesn’t mean the company has earned the right to own and define our identities.

It’s time for the best of the tech community to find a way to let people control what and how they’d like to share. Facebook’s basic functions can be turned into protocols, and a whole set of interoperating software and services can flourish.

Think of being able to buy your own domain name and use simple software such as Posterous to build a profile page in the style of your liking. You’d get to control what unknown people get to see, while the people you befriend see a different, more intimate page. They could be using a free service that’s ad-supported, which could be offered by Yahoo, Google, Microsoft, a bevy of startups or web-hosting services like Dreamhost.

“Like” buttons around the web could be configured to do exactly what you want them to — add them to a protected profile or get added to a wish list on your site or broadcast by your micro-blogging service of choice. You’d be able to control your presentation of self — and as in the real world, compartmentalize your life.

People who just don’t want to leave Facebook could play along as well — so long as Facebook doesn’t continue creepy data practices like turning your info over to third parties, just because one of your contacts takes the “Which Gilligan Island character are you?” quiz? (Yes, that currently happens)

Now, it might not be likely that a loose confederation of software companies and engineers can turn Facebook’s core services into shared protocols, nor would it be easy for that loose coupling of various online services to compete with Facebook, given that it has 500 million users. Many of them may be fine having Facebook redefine their cultural norms, or just be too busy or lazy to leave.

But in the internet I’d like to live in, we’d have that option, instead of being left with the choice of letting Facebook use us, or being left out of the conversation altogether.

via wired.com

 

Nelson: BP not waiving liability cap

Here's a roundup of news and information related to BP's oil spill in the Gulf of Mexico, including word from Sen. Bill Nelson (D-FL) that BP CEO Tony Hayward would not commit to paying for economic damages beyond the company's $75 million liability limit. Here's video of Nelson, along with a brief interview of Hayward from CNN (transcript):

In other news:

  • The first tar balls began washing ashore on Alabama's Dauphin Island, and business owners there say cancellation are high and tourism has slowed to a trickle.
  • The first attempt to stop the spill with a "containment box" failed -- ice-like gas hydrates formed more quickly than BP had anticipated, essentially clogging up box's exit valve, making it impossible to connect a pipe to suck up the oil and gas from the well.
  • BP is now preparing a second, smaller containment box in an attempt to take another shot at stopping the flow of oil. It is also considering what it calls a "kill shot" which would attempt to clog the leak by injecting a high volume of drilling mud and other objects (including golf balls and tire shards) to clog the spewing pipe. The problem is that the kill shot could also make matters worse, potentially increasing the flow of oil to 60,000 barrels per day. (To put that in perspective, 60,000 barrels would amount to a Valdez-sized spill every 5 days.)
  • According to the same article, about 310,000 gallons of dispersant have been used, and about 90,000 barrels of oil/water mix have been collected. About 10% of that mixture is oil, so roughly 9,000 barrels of oil have been reclaimed.
  • Oil may be the biggest problem from the spill, but the chemical dispersants used to break up the oil are problematic too. BP has won approval to continuously spray the dispersant chemicals to attempt to control the spread of oil.
  • The spill is moving west, increasing the threat to Gulf Coast fishing. In response, Lousiana is closing more areas to fishing.
  • How big is BP's oil spill? Get a point of reference by comparing it to the size of your city and other locations.
  • BP says the spill has cost it $350 million so far. Of course, that figure doesn't yet include any economic damage caused by BP to other businesses.
  • A shareholder has filed suit against BP over the spill, accusing the oil giant of ignoring safety.
  • NOAA forecasts for the spill trajectory.
  • Even if BP does pay economic damages, what about the damage it has done recreational users of the Gulf of Mexico?
  • BP does not have a good safety record.
  • What went wrong with Deepwater Horizon? Reports from those the scene.